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But if you want to safeguard hard-to-replace items such as family photos, birth certificates, passports, and tax records while keeping them close at hand, a safe could be a relatively inexpensive solution.A simple way to determine how large a safe you might need is to pile up everything you plan to put in it and measure.Computer disks and DVDs are even more sensitive, so if that's what you'll be storing look for a safe whose interior won't exceed 125 degrees.This information should be on the safe itself, and you might see it on the packaging as well.If you buy online, don't forget to consider shipping costs, although free shipping might be available.For a wider selection, and possibly more knowledgeable sales help, you can go to a store that specializes in safes.For home safes, 30 minutes of protection is most common, although you can also find safes that offer one or more hours' worth, typically with higher price tags.

Some safes are submerged to simulate the effects of a flood or broken water line.

A TL-15 rated safe, for example, can withstand an attack of at least 15 minutes using common tools.

While most home safes don't carry a rating for burglary resistance, they do, as a practical matter, provide some protection. Mc Goey, a security consultant in Los Angeles, says that burglars generally go for what they can grab in one run through a house.

For example, safes rated to protect paper documents shouldn't get any hotter than 350 degrees on the inside during a fire, according to John Drengenberg, consumer safety director at UL in Northbrook, Ill.

If you plan to store old tape recordings or 35mm slides, however, you'll want a safe that's rated not to exceed 150 degrees inside, he says.

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"Fires tend to move through a home, so 20 minutes is about the average in a room or an area." Burglary protection Independent ratings for burglary resistance are less common for home safes than for ones made for commercial users, such as jewelry stores.

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